Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama Auto Insurance Costs & RequirementsAlabama requires 25/50/25 liability minimums. First-time drivers typically pay $180–$240/mo. Compare coverage options and see what Alabama requires.→

Alaska Auto Insurance: Rates & Requirements GuideAlaska requires 50/100/25 minimum liability. New drivers typically pay $180–$240/mo. See what Alaska requires and compare coverage options.→

Arizona First-Time Driver Insurance Costs & RequirementsArizona requires 25/50/15 minimum liability. First-timers typically pay $180–$240/mo. See what coverage you need and how to lower your rate.→

Arkansas Car Insurance Rates & Required CoverageArkansas requires 25/50/25 liability. First-time drivers pay $140–$190/mo for minimum coverage. See what Arkansas requires and compare rates.→

Colorado Car Insurance Rates for First-Time DriversColorado requires 25/50/15 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what Colorado requires and compare rates.→

Connecticut Auto Insurance Rates & Requirements GuideConnecticut requires 25/50/25 minimum liability. First-time drivers pay $185–$245/mo for minimum coverage. See what Connecticut requires.→

Delaware Auto Insurance Guide for New DriversDelaware requires 25/50/10 liability plus $15,000 PIP. First-time drivers typically pay $180–$240/mo. See what Delaware requires.→

First-Time Driver Insurance in California: Rates & GuideCalifornia requires 15/30/5 liability minimums. First-time drivers pay $180–$240/mo for minimum coverage. See what California requires and how to reduce costs.→

First-Time Driver Insurance in Georgia: Costs & CoverageGeorgia requires 25/50/25 minimum liability. First-time drivers pay $180–$250/mo for minimum coverage. See what you need and how to lower rates.→

First-Time Driver Insurance in Minnesota | Rates & RulesMinnesota requires 30/60/10 liability + PIP. First-time drivers pay $180–$240/mo. Learn minimums, no-fault rules, and cost factors.→

First-Time Driver Insurance in Missouri: Rates & MinimumsMissouri requires 25/50/25 liability. First-time drivers pay $180–$260/mo on average. See what Missouri requires and how to lower your rate.→

First-Time Driver Insurance in New York: Rates & CoverageNew York requires 25/50/10 liability + PIP. First-time drivers under 25 pay $280–$360/mo. See what New York requires and how to lower your rate.→

First-Time Driver Insurance in South Dakota | Rates & TipsSouth Dakota requires 25/50/25 minimum coverage. First-time drivers pay $140–$220/mo on average. See what South Dakota requires and how to save.→

First-Time Driver Insurance Nebraska Rates & MinimumsNebraska requires 25/50/25 liability. First-time drivers pay $180–$260/mo on average. See what Nebraska requires and how to lower your rate.→

Florida Car Insurance Rates & Requirements GuideFlorida requires 10/20/10 + $10k PIP. First-time drivers pay $180–$260/mo. See what Florida requires and how to choose the right coverage.→

Hawaii Auto Insurance Costs & Requirements GuideHawaii requires 20/40/10 liability and $10,000 PIP. First-time drivers pay $140–$220/mo. See what Hawaii requires and compare coverage options.→

Idaho Auto Insurance Guide for New DriversIdaho requires 25/50/15 liability. First-time drivers typically pay $150–$220/mo for minimum coverage. See what Idaho requires and how to reduce costs.→

Illinois Auto Insurance Costs & Required CoverageIllinois requires 25/50/20 liability coverage. First-time drivers pay $160–$240/mo for minimum coverage. See what Illinois requires and how to lower your rate.→

Indiana Auto Insurance Rates & RequirementsIndiana requires 25/50/25 liability coverage. First-time drivers under 25 pay $180–$240/mo minimum. See what Indiana requires for new drivers.→

Iowa Car Insurance Rates & Requirements for New DriversIowa requires 20/40/15 liability minimums. First-time drivers pay $150–$220/mo for standard coverage. See what Iowa requires and compare rates.→

Kansas Car Insurance Costs & RequirementsKansas requires 25/50/25 liability plus $4,500 PIP. First-time drivers pay $180–$240/mo for minimum coverage. See what Kansas requires.→

Kentucky Car Insurance Rates for First-Time DriversKentucky requires 25/50/25 liability plus $10,000 PIP. First-time drivers pay $180–$240/mo. See what Kentucky requires and how to lower your rate.→

Louisiana Car Insurance Rates for New DriversLouisiana requires 15/30/25 minimum liability. First-time drivers typically pay $180–$240/mo. See what Louisiana requires and how to lower costs.→

Maine Auto Insurance Costs & Required CoverageMaine requires 50/100/25 liability. First-time drivers pay $180–$250/mo for minimum coverage. See what Maine requires and how to lower your rate.→

Maryland First-Time Driver Insurance: Costs & CoverageMaryland requires 30/60/15 liability. First-time drivers pay $180–$240/mo. See what coverage you need and why rates are high for new drivers.→

Massachusetts Auto Insurance Costs & RequirementsMassachusetts requires 20/40/5 liability, PIP, and uninsured motorist coverage. First-time drivers pay $180–$250/mo. See what you need to drive legally.→

Michigan First-Time Driver Insurance: $220–$450/moMichigan requires unlimited PIP and $10,000 property damage minimum. First-time drivers pay $220–$280/mo for minimum, $340–$450/mo for full. See what Michigan requires.→

Mississippi Car Insurance Rates & Minimum CoverageMississippi requires 25/50/25 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what Mississippi requires and compare rates.→

Montana Car Insurance Rates & Requirements GuideMontana requires 25/50/20 liability. First-time drivers pay $180–$260/mo. Learn what coverage you need and how to lower your premium.→

Nevada Car Insurance Costs & Minimums for New DriversNevada requires 25/50/20 liability. First-time drivers pay $150–$220/mo for minimum coverage. See what you need and how to lower your rate.→

New Hampshire First-Time Driver Insurance Rates & GuideNew Hampshire doesn't require insurance, but first-time drivers pay $180–$250/mo for liability to avoid personal liability. See what coverage protects you.→

New Jersey Car Insurance Rates & Required CoverageNew Jersey requires 15/30/5 liability plus PIP. First-time drivers pay $180–$250/mo. See what you need, what it costs, and how to save.→

New Mexico Car Insurance Rates for New DriversNew Mexico requires 25/50/10 liability. First-time drivers pay $150–$220/mo. See what coverage you need and compare rates for your profile.→

North Carolina Car Insurance Guide for New DriversNorth Carolina requires 30/60/25 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what new drivers need and how to lower rates.→

North Dakota Car Insurance Costs & RequirementsNorth Dakota requires 25/50/25 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what you need and compare rates by age and city.→

Ohio Car Insurance Guide for First-Time BuyersOhio requires 25/50/25 liability. First-time drivers pay $180–$240/mo for minimums. Learn what coverage you need and how to reduce rates under 25.→

Oklahoma Car Insurance Rates & Requirements GuideOklahoma requires 25/50/25 liability coverage. First-time drivers typically pay $180–$240/mo for minimums. See what Oklahoma requires.→

Oregon Car Insurance Requirements & Costs for New DriversOregon requires 25/50/20 liability minimums. First-time drivers pay $140–$220/mo for minimum coverage. See what Oregon requires and compare rates.→

Pennsylvania Auto Insurance: First-Time Driver GuidePennsylvania requires 15/30/5 minimums. First-time drivers pay $180–$240/mo typically. Learn tort choices, required coverages, and cost factors.→

Rhode Island Car Insurance — First-Time Driver CostsRhode Island requires 25/50/25 liability. First-time drivers pay $180–$240/mo for minimums, $280–$380/mo for full coverage. See what Rhode Island requires.→

South Carolina Auto Insurance for New DriversSouth Carolina requires 25/50/25 minimum liability. First-time drivers typically pay $180–$240/mo. See what South Carolina requires and compare rates.→

Tennessee Car Insurance Guide for New DriversTennessee requires 25/50/15 liability. First-time drivers pay $180–$250/mo for minimum coverage. See what Tennessee requires and how to lower rates.→

Texas First-Time Driver Insurance: Rates & RequirementsTexas requires 30/60/25 liability. First-time drivers under 25 pay $180–$240/mo for minimum coverage. Compare rates and learn what you need.→

Utah Car Insurance Rates & Requirements GuideUtah requires 25/50/15 liability and $3,000 PIP. First-time drivers pay $180–$250/mo. See what Utah requires and how to lower your rate.→

Vermont Car Insurance Rates for New DriversVermont requires 25/50/10 liability minimums. First-time drivers pay $180–$240/mo. See what Vermont requires and how to lower your rate.→

Virginia Car Insurance for New Drivers — Rates & MinimumsVirginia requires 25/50/20 liability. First-time drivers pay $180–$250/mo. See what coverage you need and how to get the best rate in Virginia.→

Washington First-Time Driver Insurance Guide & RatesWashington requires 25/50/15 liability minimum. First-time drivers typically pay $180–$250/mo. Learn what coverage you need and how to reduce costs.→

West Virginia Auto Insurance — First-Time Driver GuideWest Virginia requires 25/50/25 liability minimums. First-time drivers typically pay $180–$240/mo. See what coverage you need and compare rates.→

Wisconsin Car Insurance Rates & Minimum RequirementsWisconsin requires 25/50/10 liability plus uninsured motorist coverage. First-time drivers pay $180–$240/mo. See what Wisconsin requires.→

Wyoming Auto Insurance Guide for First-Time DriversWyoming requires 25/50/20 minimum liability. First-time drivers pay $140–$190/mo for state minimums. See what Wyoming requires and compare rates.→